Saarte Insurance Web Aggregators Pvt Ltd. (herein referred to as "Saarte") owns and operates the website https://www.saarte.in// to provide customers with a seamless way of purchasing insurance products from multiple insurance companies. Saarte is a Certified Insurance Web Aggregator holding a General license issued by the insurance regulator, Insurance Regulatory and Development Authority of India (IRDAI) vide Registration No.029 and Registration code IRDA/INT/WBA/77/2023.

Saarte, to safeguard its customers, requests them to read all the Terms of Use (ToU) (hereafter referred to as 'Terms of Use Agreement') available on the website/mobile application and accept the same at their sole discretion by adhering to it as stated on the website/mobile application.

The applicability of the Terms of Use Agreement becomes effective as soon as, including but not limited to your visit and access to the Products, Services, Information, Resources, Tools, etc., and any other information related/available on the website/mobile application provided by us.

Saarte at any time reserves the right and holds the power to change/modify/revise as needed, the Terms of Use Agreement without any prior notice to you. Your continuous access to the Saarte website/mobile application signifies the acceptance by you of the modified Terms of Use Agreement.

Responsible Use and Conduct By visiting and accessing our website/mobile application that we make available to you for the various direct and indirect services, you agree to use these services with the intent as permissible under this Terms of Use Agreement, applicable Rules & Regulations of the Indian Law, and online practices & guidelines by the authority. You agree to make an account on our website/mobile application with the details belonging to you. While availing any of the online services, you agree to always provide accurate, correct, and up-to-date information. The responsibility of maintaining the confidentiality of any login information associated with your account to use/access our online services lies with you along with all the activities that occur under your account/s. You specifically agree not to access (or attempt to access) any of our online services through any automated, unethical, or unconventional means. Attempting to copy, duplicate, reproduce, sell, trade, or resell our services is strictly prohibited. You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you. If you choose to use any communication tool made available for you by us to submit any type of content, then it is your personal responsibility to use these tools in a responsible and ethical manner.

The association between customers and our website, portal, or mobile application is based on the customer's sole discretion and risk.

By using our services, you acknowledge and confirm that you are solely responsible for the authenticity of the documents uploaded. We act solely as facilitators, and the acceptance or rejection of claims rests solely with the insurer.

Visitors to our website, portal, or mobile application, as well as third parties, are hereby informed that Saarte Insurance Web Aggregator Private Limited (the owners of this platform), are not agents, corporate agents, related parties, or intermediaries of the insurers featured on our platform. While efforts are made to provide accurate policy/product comparisons, quotes, features, etc., based on information from insurers, Saarte Insurance Web Aggregator Private Limited, its directors, shareholders, officers, employees, and saarte.in are not responsible or liable for any individual's investment decisions. Every prospect, investor, or policyholder is solely responsible for the consequences of their decisions.